/* ============================================
   保单服务页面样式
   ============================================ */

/* Banner */
.bdfw-banner {
  position: relative;
  height: 168px;
  background: var(--bg-gray-light);
  overflow: hidden;
  display: flex;
  align-items: center;
}

.section-card {
  overflow: visible !important;
}

@media (min-width: 992px) {
  .bdfw-banner {
    height: 280px;
  }
}

.bdfw-banner__img {
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.bdfw-banner__content {
  position: relative;
  z-index: 10;
  max-width: var(--max-width);
  width: 100%;
  margin: 0 auto;
  padding: 0 16px;
  animation: fadeInUp 0.6s ease-out;
}

.bdfw-banner__title {
  font-size: 24px;
  font-weight: 900;
  color: var(--text-main);
}

@media (min-width: 992px) {
  .bdfw-banner__title {
    font-size: 48px;
  }
}

/* Main Content */
.bdfw-main {
  max-width: var(--max-width);
  margin: 0 auto;
  margin-top: -42px;
  position: relative;
  z-index: 12;
  padding-bottom: 80px;
}

@media (min-width: 992px) {
  .bdfw-main {
    margin-top: -56px;
  }
}

/* Tab Content */
.bdfw-tab-content {
  display: none;
  animation: fadeIn 0.3s ease-out;
}

.bdfw-tab-content.active {
  display: block;
}

.bdfw-card__body {
  padding: 32px 32px 32px 40px;
  display: flex;
  gap: 30px;
  min-width: 0;
}

@media (max-width: 991px) {
  .bdfw-card__body {
    padding: 16px;
  }
}

/* ============================================
   保全指南 - 左侧菜单布局
   ============================================ */
.bdfw-special-layout {
  display: flex;
  flex-direction: column;
  gap: 24px;
  min-width: 0;
}

@media (min-width: 992px) {
  .bdfw-special-layout {
    flex-direction: row;
    gap: 32px;
  }
}

/* 左侧菜单（统一一套，PC垂直/移动端横向滚动） */
.bdfw-special-menu {
  width: 100%;
}

@media (min-width: 992px) {
  .bdfw-special-menu {
    width: 180px;
    flex-shrink: 0;
  }
}

.bdfw-special-menu__scroll {
  display: flex;
  gap: 8px;
  overflow-x: auto;
  padding-bottom: 8px;
  scrollbar-width: none;
  -ms-overflow-style: none;
}

.bdfw-special-menu__scroll::-webkit-scrollbar {
  display: none;
}

@media (min-width: 992px) {
  .bdfw-special-menu__scroll {
    flex-direction: column;
    overflow-x: visible;
    padding-bottom: 0;
    gap: 6px;
  }
}

.bdfw-special-menu__btn {
  display: flex;
  align-items: center;
  padding: 10px 16px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
  background: var(--bg-gray-light);
  border: 1px solid var(--border-light);
  cursor: pointer;
  transition: all var(--transition-fast);
  white-space: nowrap;
  text-align: left;
  flex-shrink: 0;
}

@media (min-width: 992px) {
  .bdfw-special-menu__btn {
    padding: 10px 16px;
  }
}

.bdfw-special-menu__btn:hover {
  color: var(--primary);
  border-color: var(--primary);
}

.bdfw-special-menu__btn.active {
  color: white;
  background: var(--primary);
  border-color: var(--primary);
}

/* 右侧内容区 */
.bdfw-special-content {
  flex: 1;
  min-width: 0;
}

.bdfw-special-content__panel {
  display: none;
  animation: fadeIn 0.3s ease-out;
}

.bdfw-special-content__panel.active {
  display: block;
}

/* ============================================
   二维码区域
   ============================================ */
.bdfw-qrcode-section {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 24px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
  margin-bottom: 32px;
}

@media (max-width: 640px) {
  .bdfw-qrcode-section {
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 20px;
  }
}

.bdfw-qrcode-wrap {
  position: relative;
  flex-shrink: 0;
  width: 125px;
  height: 125px;
  padding: 12px;
  background: #fff;
  border-radius: var(--radius);
  box-shadow:
    0 4px 6px rgba(0, 0, 0, 0.1),
    0 10px 20px rgba(0, 0, 0, 0.08);
}

.bdfw-qrcode-img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  position: relative;
  z-index: 1;
}

/* 四角直角线 */
.bdfw-qrcode-corner {
  position: absolute;
  width: 14px;
  height: 14px;
  border-color: var(--primary);
  border-style: solid;
  border-width: 0;
  z-index: 2;
}

.bdfw-qrcode-corner--tl {
  top: 6px;
  left: 6px;
  border-top-width: 2px;
  border-left-width: 2px;
}

.bdfw-qrcode-corner--tr {
  top: 6px;
  right: 6px;
  border-top-width: 2px;
  border-right-width: 2px;
}

.bdfw-qrcode-corner--bl {
  bottom: 6px;
  left: 6px;
  border-bottom-width: 2px;
  border-left-width: 2px;
}

.bdfw-qrcode-corner--br {
  bottom: 6px;
  right: 6px;
  border-bottom-width: 2px;
  border-right-width: 2px;
}

.bdfw-qrcode-tip {
  flex: 1;
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

@media (max-width: 640px) {
  .bdfw-qrcode-tip {
    flex-direction: column;
    align-items: center;
  }
}

.bdfw-qrcode-tip__icon {
  width: 20px;
  height: 20px;
  color: var(--primary);
  flex-shrink: 0;
  margin-top: 2px;
}

.bdfw-qrcode-tip p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin: 0;
  text-align: justify;
}

.bdfw-qrcode-tip strong {
  color: var(--primary);
  font-weight: 600;
}

/* ============================================
   流程图区域
   ============================================ */
.bdfw-flow-section {
  margin-bottom: 32px;
}

.bdfw-section-title {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 18px;
  font-weight: 800;
  color: var(--text-main);
  margin: 0 0 20px 0;
  padding-bottom: 12px;
  scroll-margin-top: 120px;
  border-bottom: 1px solid var(--border-light);
}

.bdfw-section-title--sub {
  font-size: 16px;
  font-weight: 700;
  padding-bottom: 10px;
}

.bdfw-section-title__icon {
  width: 20px;
  height: 20px;
  color: var(--primary);
}

.bdfw-flow {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 8px 0;
}

.bdfw-flow-step {
  display: flex;
  gap: 20px;
  position: relative;
}

.bdfw-flow-step__marker {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex-shrink: 0;
}

.bdfw-flow-step__num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.bdfw-flow-step__line {
  width: 2px;
  flex: 1;
  background: var(--border-light);
  margin: 4px 0;
  min-height: 30px;
}

.bdfw-flow-step:last-child .bdfw-flow-step__line {
  display: none;
}

.bdfw-flow-step__content {
  flex: 1;
  padding-bottom: 24px;
  min-width: 0;
}

.bdfw-flow-step__content .bdfw-qrcode-wrap {
  margin-top: 14px;
}

.bdfw-flow-step:last-child .bdfw-flow-step__content {
  padding-bottom: 0;
}

.bdfw-flow-step__header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}

.bdfw-flow-step__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
  flex-shrink: 0;
}

.bdfw-flow-step__title {
  font-size: 15px;
  font-weight: 600;
  color: var(--text-main);
  margin: 0;
}

.bdfw-flow-step__body {
  background: var(--bg-gray-light);
  border-radius: var(--radius);
  padding: 14px 16px;
  border-left: 3px solid var(--primary);
}

.bdfw-flow-step__body p {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.7;
  margin: 0;
}

.bdfw-flow-step__body strong {
  color: var(--primary);
  font-weight: 600;
}

/* ============================================
   温馨提示区域
   ============================================ */
.bdfw-tips-section {
  margin-bottom: 32px;
  padding: 20px;
  background: #fef9e7;
  border-radius: var(--radius);
  border: 1px solid #f5e6a3;
}

.bdfw-tips-section__title {
  font-size: 14px;
  font-weight: 700;
  color: #8a6d3b;
  margin: 0 0 14px 0;
}

.bdfw-tips-list {
  margin: 0;
  padding-left: 0;
  list-style: none;
}

.bdfw-tips-list p {
  font-size: 14px;
  color: #8a6d3b;
  line-height: 1.7;
  margin-bottom: 10px;
  padding-left: 14px;
  position: relative;
}

.bdfw-tips-list p:last-child {
  margin-bottom: 0;
}

.bdfw-tips-list p::before {
  content: '•';
  position: absolute;
  left: 0;
  color: #e6a800;
}

.bdfw-tips-list li {
  font-size: 14px;
  color: #8a6d3b;
  line-height: 1.7;
  margin-bottom: 10px;
  padding-left: 14px;
  position: relative;
}

.bdfw-tips-list li:last-child {
  margin-bottom: 0;
}

.bdfw-tips-list li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: #e6a800;
}

/* ============================================
   线下柜面办理区域
   ============================================ */
.bdfw-offline-section {
  margin-bottom: 24px;
}

.bdfw-offline-content {
  padding: 16px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
}

.bdfw-offline-content p {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.7;
}

.bdfw-offline-content a {
  color: var(--primary);
  font-weight: bold;
}

.bdfw-offline-content a:hover {
  text-decoration: underline;
}

.bdfw-link {
  color: var(--primary);
  text-decoration: none;
  font-weight: 500;
}

.bdfw-link:hover {
  text-decoration: underline;
}

/* PDF预览链接 */
.bdfw-pdf-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-size: 14px;
  font-weight: 500;
}

.bdfw-offline-section .bdfw-pdf-link {
  margin-top: 16px;
}

.bdfw-pdf-link:hover {
  text-decoration: underline;
}

.bdfw-pdf-link__icon {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

/* ============================================
   建设中占位区域
   ============================================ */
.bdfw-coming-soon {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 60px 40px;
  text-align: center;
}

.bdfw-coming-soon__icon {
  width: 48px;
  height: 48px;
  color: var(--text-muted);
  margin-bottom: 16px;
  opacity: 0.5;
}

.bdfw-coming-soon p {
  font-size: 14px;
  color: var(--text-muted);
  margin: 0;
}

/* 移动端适配 */
@media (max-width: 640px) {
  .bdfw-flow-step__marker {
    display: none;
  }

  .bdfw-flow-step__header {
    gap: 8px;
  }

  .bdfw-flow-step__title {
    font-size: 14px;
  }

  .bdfw-flow-step__body {
    padding: 12px 14px;
  }

  .bdfw-flow-step__body p {
    font-size: 14px;
  }

  .bdfw-qrcode-section {
    margin-bottom: 24px;
  }

  .bdfw-flow-section,
  .bdfw-tips-section,
  .bdfw-offline-section,
  .bdfw-group-section {
    margin-bottom: 24px;
  }

  .bdfw-table th,
  .bdfw-table td {
    padding: 10px 8px;
    font-size: 13px;
  }

  .bdfw-table .bdfw-table__project {
    min-width: 160px;
  }
}

/* ============================================
   团体保单保全服务说明 - 区块样式
   ============================================ */
.bdfw-group-main {
  padding-left: 30px;
}

@media (max-width: 991px) {
  .bdfw-group-main {
    padding-left: 0;
  }
}

.bdfw-group-section {
  margin-bottom: 32px;
}

.bdfw-group-content {
  padding-left: 4px;
}

.bdfw-text {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.8;
  margin: 0;
  text-indent: 2em;
}

/* 单证列表 */
.bdfw-doc-list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.bdfw-doc-list li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  padding: 12px 0;
  border-bottom: 1px dashed var(--border-light);
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.bdfw-doc-list li:last-child {
  border-bottom: none;
}

.bdfw-doc-list__label {
  flex-shrink: 0;
  color: var(--text-muted);
}

/* 注意事项列表 */
.bdfw-notes-list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.bdfw-notes-list li {
  position: relative;
  padding: 10px 0 10px 20px;
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  border-bottom: 1px solid var(--border-light);
}

.bdfw-notes-list li:last-child {
  border-bottom: none;
}

.bdfw-notes-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 16px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--primary);
}

/* 小号建设中占位 */
.bdfw-coming-soon-sm {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 40px 20px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
}

.bdfw-coming-soon-sm__icon {
  width: 20px;
  height: 20px;
  color: var(--text-muted);
}

.bdfw-coming-soon-sm p {
  font-size: 14px;
  color: var(--text-muted);
  margin: 0;
}

/* ============================================
   表格样式
   ============================================ */
.bdfw-table-wrap {
  overflow-x: auto;
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
  -webkit-overflow-scrolling: touch;
}

.bdfw-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  table-layout: fixed;
}

.bdfw-table th {
  background: var(--primary);
  color: #fff;
  font-weight: 600;
  text-align: center;
  padding: 14px 12px;
  white-space: nowrap;
  border-right: 1px solid rgba(255, 255, 255, 0.3);
  width: 220px;
}

.bdfw-table th:nth-child(n+2) {
  width: 100px;
}

.bdfw-table th:last-child {
  border-right: none;
}

.bdfw-table td {
  padding: 12px;
  text-align: center;
  color: var(--text-secondary);
  border-bottom: 1px solid var(--border-light);
  vertical-align: middle;
}

.bdfw-table .bdfw-table__project {
  text-align: left;
  width: 220px;
}

.bdfw-table td:first-child {
  width: 220px;
}

.bdfw-table tbody tr:hover {
  background: rgba(201, 21, 30, 0.03);
}

.bdfw-table tbody tr:last-child td {
  border-bottom: none;
}

.bdfw-table .bdfw-table__check {
  color: var(--primary);
}

.bdfw-table .bdfw-table__check svg {
  margin: 0 auto;
  width: 20px;
  height: 20px;
  color: var(--primary);
  stroke-width: 2.5;
}

/* ============================================
   理赔申请资料 - 资料内容样式
   ============================================ */
.bdfw-lpcl-docs {
  margin-top: 24px;
  padding: 20px;
  margin-bottom: 24px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
}

.bdfw-lpcl-docs__title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-main);
  margin: 0 0 16px 0;
}

.bdfw-lpcl-docs__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
}

.bdfw-lpcl-docs__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}

@media (min-width: 768px) {
  .bdfw-lpcl-docs__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 1200px) {
  .bdfw-lpcl-docs__grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.bdfw-lpcl-doc-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 14px;
  background: var(--bg-white);
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
}

.bdfw-lpcl-doc-item__num {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.bdfw-lpcl-doc-item__text {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.4;
}

/* 理赔申请资料获取途径卡片 */
.bdfw-lpcl-paths {
  margin-top: 24px;
}

.bdfw-lpcl-paths__title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-main);
  margin: 0 0 16px 0;
}

.bdfw-lpcl-paths__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
}

.bdfw-lpcl-paths__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}

@media (min-width: 640px) {
  .bdfw-lpcl-paths__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1200px) {
  .bdfw-lpcl-paths__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.bdfw-lpcl-paths__tip {
  margin: 16px 0 0 0;
  padding: 14px 16px;
  background: #fef9e7;
  border: 1px solid #f5e6a3;
  border-radius: var(--radius);
  font-size: 14px;
  color: #8a6d3b;
  line-height: 1.6;
}

.bdfw-lpcl-path-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all var(--transition-fast);
}

.bdfw-lpcl-path-card:hover {
  border-color: var(--primary);
  box-shadow: 0 4px 12px rgba(201, 21, 30, 0.1);
}

.bdfw-lpcl-path-card__header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px 20px;
  background: var(--bg-gray-light);
  border-bottom: 1px solid var(--border-light);
}

.bdfw-lpcl-path-card__icon {
  width: 22px;
  height: 22px;
  color: var(--primary);
  flex-shrink: 0;
}

.bdfw-lpcl-path-card__label {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-main);
  line-height: 1.4;
}

.bdfw-lpcl-path-card__body {
  padding: 16px 20px;
}

.bdfw-lpcl-path-card__body p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin: 0 0 10px 0;
}

.bdfw-lpcl-path-card__body p:last-child {
  margin-bottom: 0;
}

.bdfw-lpcl-path-card__body strong {
  color: var(--primary);
  font-weight: 600;
}

/* 理赔电话查询 */
.bdfw-lpcl-phones {
  background: var(--bg-gray-light);
  border-radius: var(--radius);
  overflow: hidden;
}

.bdfw-lpcl-phones__main {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 24px 28px;
  background: var(--primary);
  color: #fff;
}

.bdfw-lpcl-phones__main-icon {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
}

.bdfw-lpcl-phones__main-content {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.bdfw-lpcl-phones__main-label {
  font-size: 14px;
  opacity: 0.9;
}

.bdfw-lpcl-phones__main-num {
  font-size: 28px;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
  letter-spacing: 1px;
}

.bdfw-lpcl-phones__main-num:hover {
  text-decoration: underline;
}

.bdfw-lpcl-phones__list {
  padding: 16px 20px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}

@media (min-width: 640px) {
  .bdfw-lpcl-phones__list {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1200px) {
  .bdfw-lpcl-phones__list {
    grid-template-columns: repeat(3, 1fr);
  }
}

.bdfw-lpcl-phone-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 16px;
  background: var(--bg-white);
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
  transition: all var(--transition-fast);
}

.bdfw-lpcl-phone-item:hover {
  border-color: var(--primary);
  box-shadow: 0 2px 8px rgba(201, 21, 30, 0.1);
}

.bdfw-lpcl-phone-item__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
  flex-shrink: 0;
}

.bdfw-lpcl-phone-item__name {
  flex: 1;
  font-size: 14px;
  color: var(--text-secondary);
}

.bdfw-lpcl-phone-item__num {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-main);
  text-decoration: none;
}

.bdfw-lpcl-phone-item__num:hover {
  color: var(--primary);
}

/* 理赔认可医院 */
.bdfw-lpcl-hosp-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}

@media (max-width: 768px) {
  .bdfw-lpcl-hosp-list {
    grid-template-columns: 1fr;
  }
}

.bdfw-lpcl-hosp-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 20px;
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  transition: all var(--transition-fast);
}

.bdfw-lpcl-hosp-item:hover {
  border-color: var(--primary);
  box-shadow: 0 2px 8px rgba(201, 21, 30, 0.1);
}

.bdfw-lpcl-hosp-item__name {
  flex: 1;
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.4;
}

.bdfw-lpcl-hosp-item__link {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
  text-decoration: none;
  flex-shrink: 0;
  transition: all var(--transition-fast);
}

.bdfw-lpcl-hosp-item__link:hover {
  background: var(--primary);
}

.bdfw-lpcl-hosp-item__link-icon {
  width: 16px;
  height: 16px;
  color: var(--primary);
}

.bdfw-lpcl-hosp-item__link span {
  font-size: 14px;
  color: var(--text-secondary);
  font-weight: 500;
}

.bdfw-lpcl-hosp-item__link:hover .bdfw-lpcl-hosp-item__link-icon,
.bdfw-lpcl-hosp-item__link:hover span {
  color: #fff;
}

/* ============================================
   续期指南样式
   ============================================ */
.bdfw-xq-section {
  margin-bottom: 32px;
}

.bdfw-xq-content {
  padding-left: 4px;
}

.bdfw-xq-item {
  padding: 16px 0;
  border-bottom: 1px dashed var(--border-light);
}

.bdfw-xq-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.bdfw-xq-item__title {
  font-size: 14px;
  font-weight: 700;
  color: var(--primary);
  margin: 0 0 8px 0;
}

.bdfw-xq-item__desc {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin: 0;
}

.bdfw-xq-text {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin: 0;
  padding: 12px 16px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
}

/* 交费方式卡片 */
.bdfw-xq-cards {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.bdfw-xq-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  padding: 24px 28px;
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  min-width: 120px;
  flex: 1;
  max-width: 160px;
  text-align: center;
  transition: all var(--transition-fast);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.bdfw-xq-card:hover {
  border-color: var(--primary);
  box-shadow: 0 6px 20px rgba(201, 21, 30, 0.15);
  transform: translateY(-2px);
}

.bdfw-xq-card__icon {
  width: 32px;
  height: 32px;
  color: var(--primary);
}

.bdfw-xq-card__text {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-main);
}

.bdfw-xq-card__sub {
  font-size: 12px;
  color: var(--text-muted);
}

/* ============================================
   退保指南样式
   ============================================ */
.bdfw-tbzn-section {
  margin-bottom: 32px;
}

.bdfw-tbzn-intro {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 20px;
  background: #fff3e0;
  border: 1px solid #ffcc80;
  border-radius: var(--radius);
  margin-bottom: 24px;
}

.bdfw-tbzn-intro__icon {
  width: 20px;
  height: 20px;
  color: #e65100;
  flex-shrink: 0;
  margin-top: 1px;
}

.bdfw-tbzn-intro p {
  font-size: 14px;
  color: #bf360c;
  line-height: 1.8;
  margin: 0;
  text-align: justify;
}

.bdfw-tbzn-intro strong {
  font-weight: 700;
}

.bdfw-tbzn-method-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 20px;
}

@media (max-width: 992px) {
  .bdfw-tbzn-method-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .bdfw-tbzn-method-grid {
    grid-template-columns: 1fr;
  }
}

.bdfw-tbzn-method-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
  font-size: 14px;
  color: var(--text-secondary);
}

.bdfw-tbzn-method-item__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
  flex-shrink: 0;
}

.bdfw-tbzn-sub-section {
  margin-top: 20px;
  margin-bottom: 16px;
}

.bdfw-tbzn-sub-section__title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-main);
  margin: 0 0 12px 0;
  padding-bottom: 8px;
  border-bottom: 1px dashed var(--border-light);
}

.bdfw-tbzn-sub-section__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
  flex-shrink: 0;
}

.bdfw-tbzn-sub-section__body {
  padding-left: 30px;
}

.bdfw-tbzn-sub-section p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin: 0 0 8px 0;
  padding-left: 4px;
}

.bdfw-tbzn-sub-section p:last-child {
  margin-bottom: 0;
}

.bdfw-tbzn-sub-section strong {
  color: var(--primary);
  font-weight: 600;
}

.bdfw-tbzn-steps {
  list-style: none;
  margin: 0;
  padding: 0;
}

.bdfw-tbzn-steps li {
  position: relative;
  padding: 8px 0 8px 16px;
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
}

.bdfw-tbzn-steps li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 16px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--primary);
}

.bdfw-tbzn-flow-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-bottom: 24px;
}

@media (max-width: 768px) {
  .bdfw-tbzn-flow-grid {
    grid-template-columns: 1fr;
  }
}

.bdfw-tbzn-flow-item__title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-main);
  margin: 0 0 12px 0;
}

.bdfw-tbzn-flow-item__icon {
  width: 18px;
  height: 18px;
  color: var(--primary);
  flex-shrink: 0;
}

.bdfw-tbzn-flow-chart {
  width: 100%;
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
  display: block;
}

.bdfw-tbzn-flow-remark {
  margin-top: 12px;
  padding: 12px 16px;
  background: var(--bg-gray-light);
  border-radius: var(--radius);
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.6;
  text-indent: 2em;
}

.bdfw-tbzn-notes {
  list-style: none;
  margin: 0;
  padding: 0;
}

.bdfw-tbzn-notes li {
  position: relative;
  padding: 10px 0 10px 16px;
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  border-bottom: 1px dashed var(--border-light);
}

.bdfw-tbzn-notes li:last-child {
  border-bottom: none;
}

.bdfw-tbzn-notes li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 18px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--primary);
}

/* ============================================
   Animation
   ============================================ */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeIn {
  from {
    opacity: 0;
  }

  to {
    opacity: 1;
  }
}

.animate-fadeIn {
  animation: fadeIn 0.3s ease-out;
}

/* ============================================
   续期/理赔/退保指南 - 左侧锚点导航
   ============================================ */
.bdfw-tab-content-body {
  flex: 1;
  min-width: 0;
}

@media (max-width: 991px) {
  .bdfw-tab-sidebar {
    display: none;
  }
}

/* 侧边栏 - sticky定位，始终固定在左侧 */
.bdfw-tab-sidebar {
  position: sticky;
  top: 100px;
  align-self: flex-start;
  width: 160px;
  flex-shrink: 0;
}

/* 侧边导航 */
.bdfw-tab-nav {
  display: flex;
  flex-direction: row;
  gap: 16px;
  font-size: 15px;
  color: var(--text-muted);
}

@media (min-width: 992px) {
  .bdfw-tab-nav {
    flex-direction: column;
    gap: 16px;
  }
}

.bdfw-tab-nav__item {
  color: var(--text-muted);
  transition: color var(--transition-fast);
  text-decoration: none;
}

.bdfw-tab-nav__item:hover {
  color: var(--primary);
}

.bdfw-tab-nav__item.active {
  color: var(--primary);
  font-weight: 700;
  position: relative;
}

@media (min-width: 992px) {
  .bdfw-tab-nav__item.active::before {
    content: '';
    position: absolute;
    left: -16px;
    top: 50%;
    transform: translateY(-50%);
    width: 4px;
    height: 16px;
    background: var(--primary);
    border-radius: 2px;
  }
}

.viewer-canvas>img {
  background: #fff;
}